Burton's mix of independent retailers, quick-service restaurants, and automotive service centers along Court Street and Center Road generates daily card transactions that merchant cash advances require. Seasonal swings around tax-refund season or summer construction projects create revenue peaks and valleys that make fixed-term loans risky. A merchant cash advance adjusts automatically: when a Burton collision-repair shop sees a surge after winter potholes damage vehicles, repayment accelerates; during a quiet stretch, the daily remittance shrinks proportionally, preserving operating cash for rent and utilities.